Up-date to my application

First things first, you can text the word ‘STATUS’ to 07860004427 if you’re just after an update on your application and your loan hasn’t been paid out.

We’ll get back for you having an SMS alert permitting you to understand where we’ve surely got to. That is just designed for borrowers on real time loan requests.

Who is able to submit an application for an Amigo Loan?

Almost any person can use for an Amigo Loan so long as they meet our requirements:

• A British resident
• Aged 18-75
• Maybe not on a bankruptcy that is active IVA, or equivalent
• And that can comfortably spend the money for loan repayments.

You’ll likewise require buddy or member of the family whom trusts one to end up being your guarantor.

The biggest thing to see is on your credit score that we won’t judge you. That’s because our loans derive from your present financial predicament and trust. Then we can trust you too if your guarantor trusts you to maintain payments.

To date, we’ve already lent to over 375,000 those who could have struggled to have loans from somewhere else.

Can you accept individuals released from bankruptcy?

Yes, we could accept individuals released from bankruptcy. In case the credit history hasn’t been updated as you had been released, you may want to send us a duplicate of one’s release papers. You can get one from the trustee who handled your bankruptcy or from the court where you were made bankrupt if you don’t have a copy.

If you’re currently bankrupt, we won’t be able to provide for your requirements but will undoubtedly be very happy to consider any applications as soon as you’re discharged.

Can a loan is had by me if we reside outside of the British?

We could just provide loans to individuals who are now living in the united kingdom – that’s England, Scotland, Wales and Northern Ireland. Just as much as we’d love to greatly help, other nations have actually various guidelines.

Then we could still accept you if you live in the UK for at least 2 months a year.

Just how much may I borrow?

By having an Amigo loan, you can easily borrow as much as ?10,000. For as long as it is affordable for you personally, we’ve got you covered.

Next, choose your loan term. Our loans are applied for between one and 5 years according to just exactly exactly what matches your allowance.

1 beginning the job

We’ll need to know a little in regards to you. Which means your name, date of delivery along with your contact information (for when you are sent by us information regarding your loan).

We’ll then request you to read the T&Cs and your credit contract. When you’re pleased with every thing, click on the sign and box your contract electronically.

What exactly is a signature that is electronic?

Supplying an electric signature is a good way of signing your contract online. Instead of composing your title by having a pen, you merely click on the yellowish package that says “I accept & sign this agreement”. Which means no paper kinds or unnecessary delays. As this is certainly just like a ‘wet-ink’ signature, www.speedyloan.net/reviews/amscot/ it is essential you don’t indication you’re agreeing to until you’re completely happy with what.

2 finishing your financial allowance plan

Next, we’ll request you to give a breakdown that is quick of funds. You want to be sure this is actually the right loan for you personally, therefore we’ll simply take down your revenue and outgoings. This may show us if the loan payments are affordable alongside your other economic commitments.

Do i need to be used?

You don’t should be used to borrow from Amigo Loans. Though we’ll be sure you really can afford the mortgage re re payments alongside your normal living expenses, it does not make a difference if the earnings is from wages, advantages or retirement benefits (or elsewhere nevertheless). It simply has to be regular and fully guaranteed.

How do you deliver proof my earnings, ID, along with other papers?

You to send in proof of your income, ID, or anything else, there’s nothing to worry about – it just means we couldn’t verify your information during our online checks if we ask. By turning in a definite image of a document confirming these records, we could speed the application up and shell out the loan as quickly as possible.

You are able to deliver the image by e-mail to email protected or by photo message to 07717989072 (please remember that your telecoms provider could charge a fee for a photo message).

If you’re giving an image of the bank statement, be sure we are able to begin to see the after information plainly – it’ll assistance in the event that declaration covers the full thirty days:

• Your complete name
• The Bank’s logo
• Sort rule and account quantity
• The earnings being compensated in to the account (this might add advantages, retirement benefits or income. In the event that earnings is paid regular we have to see two consecutive months of re re payment)
• The date ( perhaps perhaps not more than 100 days)

We can also accept if you don’t have a bank statement:

Advantages – present page through the Pros Agency

• Your complete name
• The quantity you obtain together with regularity of re re payments
• The date ( perhaps perhaps not avove the age of 100 times)

Pension – a page through the Department for Perform and Pensions or perhaps a pension provider that is private

• Your name
• The total amount you will get as well as the regularity of payments

Work wage – payslips

• Your name
• The manager’s title
• Your money details
• And dated within 100 times (if you are compensated regular, we must have the ability to see fourteen days’ worth of re payments)